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Vermont-NEA Principles of
Health Care Policy Reform
Vermont-NEA wants to participate in the development of a consensus
regarding how to change the hearth care system in Vermont and
nationally.
We recognize that Vermont educators have struggled and sacrifice
to obtain and, particularly, to retain high quality health care coverage for
themselves and their families.1
We recognize that it has become increasingly difficult for
educators without such coverage to obtain it.2 Many
support staff in our schools have good health insurance at acceptable cost.
Most, however, either have no coverage or coverage that is inadequate, either
because their out of pocket costs are simply unrealistically high or because
their employing school board simply has not yet agreed to provide any coverage
at any price.
We recognize that retired educators deserve and need access to
good health care at rational and realistic cost.3 We must do what we can to
help them get it.
We know that most approaches to reform in public
health care policy have typically been little more than shifting costs from one
group of patients or providers to others. That is because reform has almost
always been partial, incremental, inadequate. No approach to health care reform
short of one that addresses the whole system and the entire population can
appropriately meet the principles we establish here for proposals we can
support. Therefore, Vermont-NEA will endorse approaches to this public issue of
fundamental importance in Vermont that adhere to the following principles:
1. Reform in health care policy must encompass the entire
health care system. It should not seek or result merely in the shifting of
system costs from one group of patients or providers to others. In particular,
it should not seek to lump together those who receive some or all of their
health coverage through taxpayers.
2. Health care reform should not be piecemeal. It should
not address first one group with the mere hope or intention that other groups
will be affected later.
3. All Vermonters should be able to obtain safe and timely
health care services when they need them, with the guidance of medical
providers they know and trust.
4. Access to health care should be available to all regardless
of employment. Many thousands of Vermonters, whether or not disabled, are
unemployed without fault. Many thousands are retired. Many thousands are
employed but do not have adequate or, in some cases, any coverage. Their
ability to obtain needed health care should not be compromised.
5. Access to health care should be established as a fundamental
right of citizenship.
6. Health care finance should be adequate, affordable, and
sustainable. These three standards characterize all good social
institutions.
7. The health care system should be efficient. It should
provide fair, equitable payment to providers and encourage them to implement
those practices identified as best and as improving overall quality.
8. Health care providers must be accountable. There should
be high standards, good evaluation systems, and thorough public oversight
mechanisms.
Footnotes 1 Most teachers have
health insurance through their employment. All Vermont school boards
participate for this purpose in VEHI, a partnership of Vermont-NEA and the
Vermont School Boards Insurance Trust. By comparison with other employee
insurance groups, VEHI is administratively efficient and cost-effective.
2 Many support staff in our schools have good health insurance at
acceptable cost. Most, however, either have no coverage or coverage that is
inadequate, either because their out of pocket costs are simply unrealistically
high or because their employing school board simply has not yet agreed to
provide any coverage at any price. 3 Currently, retired Vermont
teachers receive payment for 80% of their individual health insurance cost.
Retired school support staff, if their employer participates in the Vermont
Municipal Employees Retirement System, receive just $30/month toward the
premium cost of their health insurance. The cost of a useful health benefit is
a contributing factor to the fiscal instability of public pension programs
generally.
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